Life insurance advisors, estate planners, attorneys, accountants, and policyowners are not always familiar with policy management areas such as premium payment optimization, conversion priveleges, and special riders.
Institutional Quality Management for Your Personal Policy
Whether you are a professional advisor acting on behalf of your client, or a life insurance policyowner yourself, use our submission form at the link above to submit basic policy information to us for an initial, no cost, no obligation review.
The Policy Management Report provides you with:
Minimum premium required to maintain coverage
Future required premiums forecast
Summary of conversion priveleges
Comparison of replacement policies
Life settlement value of your policy
Life expectancy report of the insured
Summary and benefits of special riders applicable to your policy
Explanation of potential COI increases
Our extensive experience dealing with the demands of institutional policy owners enables us to offer this same service to individual policy owners at a cost effective rate.
We work with your advisors to compose the optimal strategy to tackle the complex nature of life insurance policies.
With our management services, businesses and institutions are constantly aware of the costs and features of the life insurance policies they invest in and own. Equipped with this knowledge, our institutional customers make economically prudent decisions regarding the administration of their life insurance policies.
Individual consumers tend to pay the premiums that they are told to pay, and may not be aware of special riders and policy features. It is often the case that the premiums for your policy can be reduced, allowing you to put your dollars to work on other investments.