Proprietary capital. Data-driven decisions.
We provide institutions with exceptional financing and alternative asset management services.
Our investment focus is on non-correlated assets with long investment horizons, resulting in exceptional returns that are not influenced by fluctuations in equities, commodities, or currencies.
Mortality Underwriting and Life Expectancy Projections
Life expectancy projections are the cornerstone of managing life insurance policies as investments and estate planning tools. AFG uses a proprietary method to estimate life expectancies, that include extensive examination of individual medical records, actuarial assumptions, and appropriate monitoring.
2. Policy Performance Evaluation
Trustees and policyowners should annually review the policy under the most current in-force illustration and annual statements from the insurance carrier, along with policy provisions as applicable. Policies should be evaluated based on the most current life expectancy.
3. Administrative Review
The life cycle of a policy should be reviewed in its entirety. We check for mistakes made by the insurance carrier, verify that premiums are timely paid and credited to the policy, and validate that the policy is accurately titled with the correct timeline of owners and beneficiaries.
4. Insurance Carrier Review
The financial stability of insurance carriers, evaluated by rating agencies, has to be reviewed in order to ensure future payment.
5. Premium Financing
Capital Credit Group, a subsidiary of AFG, is a direct lender that offers a hybrid of life settlements and non- recourse premium financing.