AllFinancial Group
Specialty Finance
Proprietary capital. Data-driven decisions.
We provide institutions with exceptional financing and alternative asset management services.
Our investment focus is on non-correlated assets with long investment horizons, resulting in exceptional returns that are not influenced by fluctuations in equities, commodities, or currencies.
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AFG extends credit for in-force policies, secured only by the future death benefit.
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Opportunities include:
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Cash Advances
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Financing for annual premiums
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Credit for relevant legal and accounting fees
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Emergency bridge loans
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No pre-payment penalties
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Customized to meet the unique needs of individual policy owners
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Standby credit facility similar to home equity loans
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Extension options
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Policy owners can maintain their policies to protect their beneficiaries.
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This line of credit transfers longevity risk and the risk of escalating Cost of Insurance from the policy owner to the lender.